For the Creditor

We will arrange for and monitor the payment of debt, until it is paid in full.

Debt management

Debt management is for you, if you are looking to continue with your principal activity: attaining maximum profitability and maintaining a positive internal working environment along with team synergy.

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Reminder service

The reminder service is for you, if you want the debtor to break out of his or her routine (and manipulative) social circle and actually deal with the problem.

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Claim proceedings, i.e., debt proceedings:

The debt proceedings service is for you, if you would like help with out-of-court or judicial proceedings. We participate in the negotiations as the ‘ombudsman’.

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Follow-up procedure

The follow-up procedure service is for you, if you would like to ensure the final payment/cancellation of debts by the debtor.

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Other services

We offer our Clients the following legal services:

Legal aid / legal consultation

We offer our Clients the following legal services:
- Legal consultation
- Debt counseling
- Representation in negotiations as the ‘ombudsman’
- Preparation of documents (e.g., payment schedules; contracts)

Claim of payment stamp

It is possible to receive use of a claim of payment stamp for one year, with which the Client can mark the repeat invoices or reminder letters it sends out.

Debt write-off act

We prepare an act in which the information obtained during the procedure is presented, the clauses of the guideline of the Estonian Accounting Standards Board and the Act on the General Part of the Civil Code are referred to, and a proposal is made to write off the claim as unlikely to be paid.

Enforcement procedure

If the Client has a judgment that has entered into effect for his or her benefit or other agreement providing for the start of enforcement proceedings, we shall represent the Client in the enforcement proceedings.

Background investigation

We offer the Client a background investigation service to monitor the possible payment irregularities of existing or future transaction partners. The main purpose of the background investigation is to offer the Client the opportunity to prevent possible risks in crediting and to provide certainty when determining the creditworthiness of potential new clients.

Contact us and we will find the best solution to get out of debt together!

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Securitetem Consult OÜ is member of Estonian Chamber of Commerce and Industry and BNI International